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Finance

How you use your money matters 

Whether you’re curious about what God has to say about finances, looking to get your budget under control, or simply want to become more financially healthy, we’re here to help!

Tools & Resources

Finance Classes

When you’re ready to take the next step in how you handle your finances, we’ve got classes that are designed to help you get there.

Thrive Financial Online Class

At Sandals Church, we want you to thrive in all areas of your life, including your finances. We have created this free 7-lesson course to provide you with some tools and good practices to help you build or regain a solid financial foundation.

Financial Peace University

Dave Ramsey’s nine-week Financial Peace University (FPU) is a proven plan to help you build a budget, get rid of debt, save for the future and leave money stress behind for good. Dave and his team of financial experts teach each lesson with biblical wisdom and common sense.

When you take FPU at Sandals Church, you’ll be in a group where you’ll be motivated and encouraged by others just like you and get answers to questions about insurance, investing, retirement, mortgages and so much more.

LEGACY JOURNEY

Dave Ramsey’s Legacy Journey is the next step after FPU, and will lead you deeper into investing, basic estate planning, and discovering keys to true generosity through video lessons and group discussion. 

This six-week class teaches a biblical framework for living in a way that sets you up to leave a legacy, secure your family’s future and make a lasting impact on the world around you.

Estate Planning & Legacy Giving Toolbox

Do you have a will and trust? Have you created an estate plan? If not, we’re here to help.

Day to day finances can be challenging enough on their own, and trying to plan for the unexpected or for what happens to your assets after you die can often get put off until it’s too late. As your church family, we want to help make estate planning as simple and accessible as possible and have teamed up with some partners to help you get this done!

Learn more about our partners and how they can come alongside you in your financial situation or
choose from specific topics to learn how to take your next step!

If after reviewing the information below you have additional questions and would like to talk with someone
from the Sandals Church Development Team, connect with us here.

Sandals Church has partnered with Christian Trustmaker to provide will and trust packages.

 

  • Their most common Living Trust Package consists of a living trust with a durable power of attorney, a medical directive, and a pour-over will.
  • Their online service is available to anyone who is part of Sandals Church with an additional 30% discount.
  • Through our partnership the final cost of preparing your Living Trust Package through Christian Trustmaker is just $313.00!
  • The cost of a package like this through a typical attorney is $2500 to $5000+!

 

To learn more about our partner Christian Trustmaker or if you are ready to take the next step and create your families Living Trust Package, click here.

 

Scot Camden, Sr. Advancement Director for Sandals Church, introduces us to Tony Amaradio, Chief Strategist and Founder of Select Portfolio Management based in Aliso Viejo, CA.

 

Tony is a Comprehensive Financial Advisor and in this video, he shares about his desire to serve those who are part of Sandals Church.

 

To take the next step and get in touch with our friends at Select Portfolio Management regarding questions you may have about their Comprehensive Financial Advisor services, Click Here.

The main difference between a will and a trust is that wills take effect after you die, while trusts can take care of your assets while you’re still alive. Also, trusts can help an estate avoid probate, the court process for distributing your property; wills, on the other hand, typically must go through probate.

 

4 Benefits of a Trust over a Will

  • A trust protects your heirs from creditors. With a will, your heirs will eventually own their inheritance. With a trust, the trust continues to own the assets for the benefit of your heirs. Ownership is the key to creditor protection.
  • A trust avoids probate. Probate is the court process by which a will is proved valid or invalid. A will has to go through the probate process, while a trust does not. This means that, after you pass away, your will must go through the court system and will become public record. Probate also involves court and attorney’s fees, which can be expensive. A trust can avoid probate and help maintain privacy while preserving your assets by avoiding unnecessary fees.
  • A trust gives you control, even after you pass away. A will gives you control of who you leave your assets to, but not how or when they get those assets. If you leave your assets in trust, you can dictate how and when your beneficiaries will receive the assets. You can also set up trusts for specific purposes such as education or charitable donations.
  • Assets can stay in trust for multiple generations. With a will, your assets will be transferred to your heirs as soon as your estate is settled.

 

To learn more about our partner Christian Trustmaker or if you are ready to take the next step and create your families Living Trust Package, click here.

 

*Details vary from state to state. Make sure to verify information in your home state.

Here is an estate planning checklist of items every estate plan should include:

  1. Will/Trust
  2. Pour-over Will
  3. Durable Power of Attorney
  4. Beneficiary Designations
  5. Letter of Intent
  6. Advanced Healthcare Directive
  7. Guardianship Designations

 

To learn more about our partner Christian Trustmaker or if you are ready to take the next step and create your families Living Trust Package, click here.

 

*Details vary from state to state. Make sure to verify information in your home state.

A living trust allows you more control over how and when your children receive their inheritance. Without a trust, the children may receive their inheritance at a much younger age than you would otherwise feel comfortable with. Many children, even when they become legal adults in the eyes of the law, are not yet financially mature enough to handle this sudden receipt of wealth.

 

  1. A living trust allows you more control over the specific terms under which your minor children receive assets. This may include age requirements, restrictions relating to education, or nearly any other scenario that you can envision.
  2. A living trust allows you to make a choice as to who will be in charge of managing the inheritance of your minor children, rather than someone who is appointed by the court.
  3. A living trust allows you to include language to address potential substance abuse, bankruptcy, or divorce situations that your children may face in the future.
  4. A living trust allows you to provide funds for specific purposes, such as attending further education, purchasing a house, or getting married.

 

To learn more about our partner Christian Trustmaker or if you are ready to take the next step and create your families Living Trust Package, click here.

 

*Details vary from state to state. Make sure to verify information in your home state.

Estate attorneys recommend updating your will each time you experience a major life event. It’s a good rule of thumb to review your will every four to five years, even if you don’t think anything is different. This helps ensure your family stays protected and your final wishes are respected.

 

Here’s a few examples of reasons to update your legacy plan:

  • New child
  • Marital status changes
  • Financial windfall
  • Financial setbacks
  • Laws change
  • Move to a different state
  • Health deteriorates
  • Become a grandparent
  • Change your mind about a beneficiary

 

To learn more about our partner Christian Trustmaker or if you are ready to take the next step and create your families Living Trust Package, click here.

 

*Details vary from state to state. Make sure to verify information in your home state.

 

If you feel challenged in the area of stewarding well the finances/assets you have been entrusted with and you realize that you are not equipped to do that on your own, or you want a second opinion on your existing strategy, you may benefit from from speaking with Tony Amaradio and the team at Select Portfolio Management.

 

In this video, Tony Amaradio shares about how he and his team serve those who desire to steward well what they have been entrusted with by ensuring all 5 key areas of comprehensive financial planning have been addressed.
–  Legal Planning
–  Tax Planning
–  Insurance Planning
–  Investment Planning
–  Stewardship Planning

 

To take the next step and get in touch with our friends at Select Portfolio Management regarding questions you may have about their Comprehensive Financial Advisor services, Click Here.

More about Giving

Money is a sensitive subject and one of the things that Jesus spoke about most. Hear more from Pastor Matt about how God calls his followers to trust him with our finances.

Set up your giving, see where your money goes, and learn more about how Sandals Church handles our finances.